​​​​​​​​​​​​​​Accepted Medical Plans

• Aetna
• Aetna Medicare Advantage
• Aetna Banner (only Banner plan accepted)
• Blue Cross Blue Shield – Anthem included
• Blue Medicare Advantage Plans (Blue Medicare Advantage Plus)
• Cigna
• Devoted Health
• Humana
• Humana Medicare
• Medicare Part B
• Mesa Foundation
• Wellcare Medicare Advantage – Medicaid dual Medicare plan as well
• (Wellcare through Allwell counts under advantage plan)

Out of Network Medical

• AHCCCS
• Banner Medicare
• BCBS member ID prefixes IAZ, M2K, S5T, and XBN
• Mercy Care
• Medicaid
• Tricare
• UMR – including UMR Medicare Advantage plans
• United Healthcare – including UHC Medicare Advantage plans

Accepted Vision Plans

VSP Vision Coverage
We accept VSP plans, including coverage through Cigna U#, Guardian, and Gilsbar.
To verify your benefits, some plans may require:

• The last 4 digits of your Social Security Number,

• A unique ID, or

• An employee ID number.

For Mesa Public Schools, SRP, and Banner employees, benefits are verified using your employee ID.


Additional Vision Plans We Accept
Along with our standard vision insurance options, we also accept:

• EyeMed – including Humana, Blue Vision, Delta Vision, Devoted Health, and Banner Aetna W#.
  (Please note: Aetna plans will need to be verified with an Aetna ID on the EyeMed website.)

• Spectera – available through United Healthcare and UMR.
  (For vision benefits only, not for medical coverage.)

• Davis Vision – Blue View – coverage available for patients employed through Boeing.
  (Services with this plan can only be scheduled with Dr. Olsen.)

• SightCare

Important Insurance Reminders

• HMO Plans: If you have an HMO plan, a referral from your primary care provider or prior authorization from your insurance company is required before your appointment. This must include the number of approved visits and valid dates of coverage.

• PPO & Open Access Plans: We gladly accept PPO and open access plans for medical insurance.

• PPO Indicator: If your insurance card shows “PPO” inside a suitcase symbol, this means your benefits are applied as out-of-state coverage.

• Banner Portals: We are not affiliated with Banner Portals (the only exception is Aetna Banner for medical coverage).

• Please note: Insurance is not a guaranteed form of payment. Patients are responsible for any costs not covered by their insurance plan.

WHAT DOES IT MEAN WHEN YOU HAVE "IN-NETWORK" INSURANCE BENEFITS WITH AZ RED MOUNTAIN EYECARE?

One of the primary advantages of using in-network insurance providers is cost savings for both your routine eye exam as well as your optical and contact lens benefits. The negotiated rates between the insurance company and the in-network providers we partner with are typically lower than what you would pay if you went to an out-of-network provider. Vision insurance plans often provide better coverage for in-network services, meaning a higher percentage of your eye care expenses may be covered, and you may have lower copayments or deductibles when using in-network providers. Our team is happy to work with you to discuss how you can best utilize your benefits for your eye health and any purchases made in our optical!

Please note that some other local eye care providers may accept some insurances and benefits, however, many do not allow you to use the full extent of your optical coverage for purchases like eyeglasses, contacts and more.

Vision insurance plans do vary, so we recommend reviewing your specific plan details to understand the terms and conditions related to in-network and out-of-network benefits. Always check with your insurance provider or consult the provider directory to confirm the network status of the eye care professional you plan to visit.